Cleveland Office

Our planning process has been developed and refined over the years to help our clients better understand what they have, how it works, and where their biggest opportunities could exist.  Our planning process has been developed and refined over the years to help our clients better understand what they have, how it works, and where their biggest opportunities could exist.  

We partner with individuals at all stages of life. Whether you are “starting off on the right foot” or needing some advanced wealth management, we offer consultation and a competent and creative set of eyes to look over the progress you’ve made so far and determine one thing: Is there anything I’ve missed? Anything I could be doing differently that might produce a better result?

When you add employees and executives, those lines become more clear but often more complex. Wherever you find yourself (even planning to start a business) we are here to help and to grow with you and your business. Our assessment process will help you identify where you and your business are in the growth process and the key areas of planning that should be front and center.

Beyond the start-up phase, all planning – both personal and business – largely hinge on the understood value of your company. There are many ways and methods of doing a valuation. While certified valuations may be required in the future, they can take months to complete and cost as much as $10,000 or more. We offer an informal valuation to assist in your planning efforts.

*Business valuation offered through Biz Equity. Penn Mutual and its agents does not represent or endorse the accuracy or reliability of any advice, opinion, statement or any other information displayed or distributed through Biz Equity. The estimates and data contained herein are made using publicly available information and data, and rules of thumb for different industries. Penn Mutual has not audited or attempted to confirm this information for accuracy or completeness. This report should not be used to obtain credit or for any other commercial purposes. This report is the intellectual property of Biz Equity and the information provided herein is provided for your internal use only and may not be copied or redistributed for any reason. Your use of this report and the information provided herein is also subject to Biz Equity terms of use and privacy policy of Biz Equity.  Penn Mutual and Biz Equity are unaffiliated.  Trademarks belong to their respective owners.

You are more than your net worth. A comprehensive financial plan must be more than data and numbers because you are more than the sum of what you have.

DESIGN
Now it’s time to bring all the pieces together. A strategy that works for your neighbor, may not have the same impact on your financial position. A strategy that works in a vacuum may have the opposite effect when applied to your plan. This phase is designed to allow you to Test Drive different strategies by visualizing the potential impact of each financial decision you have.

DELIVER
Ideas are great, but they’re not much good without action. That’s why we create practical steps centered around your personal financial plan. There may be hundreds of tasks for you to complete over the course of your life in order to achieve financial success, but the journey of a thousand miles begins with a single step. That is why our final phase will confirm that your plan is both accurate and actionable. Our clients walk away from our final meeting with a firm grasp of where they are, where they want to be, and what they need to get there.

reDESIGN
Planning is not static because your life is not static. Even though the process is concluded, planning is ongoing, because today’s future is tomorrow’s present. So we’ll stick by your side to make sure you’re making progress in the areas that are important to you. We recommend reviewing and revising your financial plan every year. Like most of the things you treasure, routine maintenance is key to long-term health. Although you are never obligated to a long-term commitment, we would encourage every person to work with an advisor that they are comfortable seeing on a regular, on-going basis.

Dean earned his Bachelor of Science in Accounting from Cleveland State University in December 1991. He joined Capital Planners, Inc. in the Spring of 1992 where he worked for more than 17yrs. He continued his career in the financial services industry partnering with 21st Century financial where he still works today.

Dean believes that his clients financial plans must eliminate any areas of exposure. Through the financial process and strategies that he develops, Dean believes he can make a positive difference in the lives of the people he works with.

Dean believes the foundation of any financial strategy is having the confidence that your plan was designed with a goal to weather all market conditions. He applies these strategies with business owners, upper-level executives, and successful individuals.

Dean has completed courses in Estate Planning, Business Planning, and Pension Planning. In addition to membership in NALU (National Association of Insurance and Financial Advisors), he is a Financial Services Certified Professional (FSCP). He is a Registered Representative of Hornor, Townsend, & Kent and holds a Series 6 license with the Financial Industry Regulatory Authority (FINRA). He is also a LEAP licensee with LEAP Systems, Inc. in Florida and Ohio.

Dean is licensed to sell mutual funds, various annuities, life, disability, and long-term care insurance in Ohio and Florida.

Dean resides on the east side of Cleveland with his lovely wife Jennifer and 3 sons. One of which is currently serving in the United States Air Force.